Letter to the Editor
The Eastern Michigan University Collections Department is currently practicing a policy that creates an unnecessary hardship to students who are forced to file for Federal Chapter 7 bankruptcy. Federal Chapter 7 bankruptcy entitles citizens who are experiencing a dire financial condition to seek relief from creditors who threaten court action upon them to collect a debt that has not been paid. Chapter 7 bankruptcy is intended to give citizens a “fresh start” financially. The EMU Collections Department is not allowing this “fresh start” to occur because their policy is to flagrantly violate Federal bankruptcy laws by not discharging debt claimed during the bankruptcy process.